A signature loan can be used for most anything, including consolidating debt. If you don’t have collateral to use for the loan, a personal loan is great for you. Terms are available up to 60 months depending on credit worthiness.
If you’re looking for a low interest loan or need to rebuild credit, a share secured loan is perfect. This loan uses deposits you have in your savings or share certificate accounts as collateral. The rate is only 2% above the earnings rate of your pledged savings, and any balance above the loan balance is available for withdrawal.