Auto Loans with LCU

20 April 2016
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Category: News
20 April 2016, Comments: 0

auto loansPurchasing a new car is stressful. Between deciding the make and model you want, consumer reviews and safety ratings, trade-in values, pushy salespeople, and dealership gimmicks, worrying about financing is the last thing you need. Lowland Credit Union is here to help.

Why should you finance with LCU?

No Gimmicks – While dealer financing may sometimes appear, on the surface, to be a slightly better rate, proceed with caution. They commonly add on additional dealer financing fees and charges that end up making the loan much more expensive in the long run. LCU’s auto loans have low, competitive rates without the extra fees, and our variety of term options can save you thousands. 

Member Focused – Here at LCU, we care about our members and our community. In fact, unlike big banks, we are owned by our members and we are dedicated to making a positive impact on our community. We will work with you if you have less than perfect credit or run into financial problems during the term of your loan. Membership, and the benefits that come with it, are open to anyone; you don’t have to be an employee of a certain company.

User-Friendly Loan Process – We want this to be easy. There is no need to come in and speak with one of our representatives to apply for an auto loan. You can do it online from the comfort of your couch! We will do our best to lay out the terms of the loan simply and answer any questions you have.

Protective Add-Ons – LCU offers various vehicle add-ons including Guaranteed Auto Protection (GAP) Insurance, Extended Warranties, and Payment Protection to protect you, your family, and your vehicle.

  • In the event of theft or a total loss on your vehicle, GAP protects you by covering the difference between market value of your car and your remaining loan balance, clearing your credit and helping you start fresh.
  • Avoid the stress and extra costs of vehicle repairs with our Extended Warranties. Our warranties can cost hundreds of dollars less than the dealer or manufacturer and grant you the same peace of mind and protection.
  • If you become disabled or can’t work, Payment Protection will cover your loan payments until you are able to work again. There is no need to worry about losing your vehicle.

At Lowland Credit Union, we are here to assist you through the car-buying process. Stop by and talk to us to learn more about our auto loan options or apply online.

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