Extra Protection for You and Your Vehicle

11 April 2017
Comments: 0
11 April 2017, Comments: 0

While exciting, purchasing a vehicle is also stressful.

A lot of your hard-earned money is being dedicated to something that could potentially be totaled within a few minutes of driving off the lot.

Or, what if you become unable to work and can no longer afford your payments? Will you lose your car?

Lowland Credit Union is committed to offering our members protection and peace of mind from those unexpected events. That’s why we offer a variety of vehicle add-ons when you purchase a new (or new to you) vehicle to protect you, your family, and your vehicle.

GAP Insurance

GAP stands for Guaranteed Auto Protection. Nobody wants to lose their vehicle and then find out they still owe money after auto insurance pays out.  This is where GAP comes in. It offers protection against financial liability for individuals who finance a new or used vehicle. GAP protects against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered. It covers the difference between the market value of your vehicle and the loan balance, as they are most commonly not the same amount.

Extended Warranty

With many used vehicles, warranties are no longer offered through the manufacturer because they are outside of the covered mileage and/or years. Get peace of mind and protection against expensive, unexpected automotive repair costs with an Extended Warranty.

Payment Protection

When you cannot work, there is plenty to stress about. Don’t let paying for your vehicle be one of them. In the event that you become disabled or are unable to work, Payment Protection will reimburse you for your loan payments until you are able to work again.

Additional payment protection offerings on our loans include credit life insurance and credit disability insurance offered through CUNA Mutual Insurance Company. Credit life insurance gives protection for a loan to be paid off in the event of death. Credit disability insurance will reimburse you for your loan payment if you are sick or injured and unable to work. A 14-day elimination period applies, and you must provide medical documentation in order to receive claim payment.


In addition to our extremely low rates and great customer service, Lowland Credit Union is proud to offer these vehicle add-ons to protect you and your investment should the need arise.

Looking to purchase a new or used vehicle? Start at Lowland Credit Union! We are here for you through the entire car-buying process from preapproval to extended warranties.


Click here to apply online!

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