Loan Rates

Loan rates are based on the Fair Isaac credit score of the applicant.
All rates listed are Annual Percentage Rate and are the lowest available for that credit score.

Consumer Secured Loans includes new and used autos, boats, recreational vehicles, motorcycles and equipment loans.

Credit Score
APR as of 5/21/2018
720+680 – 719640 – 679600 – 639550 – 599549 or less
Consumer Secured Loans
Current – 2011 Models
Up to 78 Months4.25%4.75%6.00%9.75%15.79%18.00%
79 – 84 Months6.00%6.50%7.75%Not AvailableNot AvailableNot Available
Signature
10.50%12.50%14.50%16.50%18.00%18.00%
VISA Credit Card
7.75% 9.00%10.00% 11.50% 15.25% 18.00%
MortgageMortgage rates change daily. Call 423-581-8345 for the current rates.