IRA

Lowland Credit Union offers IRA accounts to help you with your retirement planning. We have Traditional and Roth IRAs available. Both are available as a savings account or as a share certificate and all deposits are federally insured by NCUA so your money is invested securely.

Traditional IRA

Many people choose a Traditional IRA because of the tax break feature. All qualifying contributions to this account are tax deductible. Also, Traditional IRAs are best if you’re planning to roll over money from other qualified retirement accounts, such as a 401k.

Roth IRA

Roth IRA contributions are not tax-deductible, but the interest earned is tax-free. You do not pay taxes when the money is withdrawn, if provided it has been in the account at least 5 years AND you’re older than 59 1/2.


CURRENT RATES


FEE SCHEDULE


IRA RETIREMENT CALCULATOR