Savings & Deposit Rates

Savings rates are declared and paid monthly by the board of directors. The dividend rate paid on the last day of the quarter is declared at the immediately preceding meeting of the board of directors.

Certificate rates are declared weekly, and dividends are paid monthly.


Savings
Rate
APY*
Membership Share
0.06%
0.06%
Christmas Club
0.12%
0.12%
Vacation Club
0.12%
0.12%
Business Shares
0.06%
0.06%
IRA Regular Share
0.25%
0.25%

Money Market
Rate
APY*
Less than $2,500
0.05%
0.05%
$2,500 – $9,999
0.08%
0.08%
$10,000 – $24,999
0.10%
0.10%
$25,000 or more
0.25%
0.25%

Certificates and IRA Share Certificates
Rate
APY*
91 Day Regular and IRA Share Certificate
0.25%
0.25%
6 Month Regular & IRA Share Certificate
0.50%
0.50%
12 Month Regular & IRA Share Certificate
0.60%
0.60%
18 Month Regular & IRA Share Certificate
0.70%
0.70%
24 Month Regular & IRA Share Certificate
0.80%
0.80%
36 Month Regular & IRA Share Certificate
0.90%
0.90%
48 Month Regular & IRA Share Certificate
1.00%
1.01%
60 Month Regular & IRA Share Certificate
1.10%
1.11%

 


*APY = Annual Percentage Yield All rates are effective as of 03/16/2020 and subject to change without notice. Early withdraw penalties apply. Term and conditions apply. Minimum opening balance $1,000 for 91 day and $2,500 for 12, 18, 24, 36, 48, and 60 months.