Share Draft (Checking)

A Share Draft account, also known as a checking account, is a great way to handle your day-to-day finances. Our checking accounts offer the following benefits:

  • No minimum balance requirement
  • No monthly account fee with eStatements
  • Free Online and Mobile Banking. Enroll in Online Banking by clicking here.
  • Free Bill Pay
  • Deposit checks on the go with Free Mobile Deposit
  • Overdraft protection available from a savings account or Visa Credit Card
  • Monthly Statement deliverable electronically or via regular mail
  • Online check ordering. Order your additional supply of checks by clicking here.
  • Debit Card includes:

Apply Today!



Routing number: 264280035

Credit Union Address: 1216 East Main St. Morristown, TN 37814


Lowland Credit Union debit cards earn rewards!

Visit uChooseRewards® to register your card. You will earn 1 point for every $2 you spend on signature-based transactions. Debit transactions where you enter your PIN number are not eligible for points. The points can be redeemed for millions of items, including gift cards, travel, concert tickets, electronics and more. Get more info at uChoose Rewards®.


Your Card, on Your Terms.

Lowland Credit Union is thrilled to offer our members CardValet®. CardValet® is a free mobile app that protects your debit cards with mobile transaction alerts and allows you to define when, where, and how your cards are used.

Some of CardValet®’s features include:

  • Alerts when your cards are used or a transaction is over a preset limit.
  • Spending limits- works well for parents or employers that want to manage spending.
  • Set your cards to only work in certain geographic locations.
  • Review your balance and transactions anytime
  • Turn your card “off” so no purchases are allowed until you choose to turn it back “on”.

Click here to learn more about CardValet.