LCU VISA® Credit Card

9 January 2020
Comments: Comments Off on LCU VISA® Credit Card
9 January 2020, Comments: Comments Off on LCU VISA® Credit Card

• Same Low Interest Rate for all types of transactions

• No annual or Usage Fees

• No additional fees or charges for a cash advance

• Convenient Methods of Accessing Credit Line
– Point of Sale Purchase
– Cash Advance
– ATM Withdrawal
– Online transfer
– Overdraft protection

• The Monthly Payment is a “reducing payment”
– Always 3.5% on the balance owed

uChooseRewards® Program
– Earn points to redeem for 1000’s of options including gift cards and merchandise

• Monitor your card with CardValet®
– Alerts when your cards are used or a transaction is over a preset limit.
– Spending limits- works well for parents or employers that want to manage spending.
– Set your cards to only work in certain geographic locations.
– Review your balance and transactions anytime
– Turn your card “off” so no purchases are allowed until you choose to  turn it back “on”.

• Grace Period
-25 day grace period to pay off purchase at no interest

• Protect your credit with Life and Disability Payment Protection on your card

• Extended Call Center Hours 24/7
– Disputes for fraud and non-fraud transactions
– Report a card lost/stolen
– Cancel Cards
– Travel exemptions
– Transaction inquiries
– And more!

• Locally Serviced
– Speak to someone on the phone that is local or talk to them in person at the branch

Apply online, by phone, or stop by a local branch today!

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